Data asset

Transfer on death deed by state

Every US state that lets you pass real estate to a beneficiary without probate. Form name, statute, and recording fee for each.

29 US states plus DC recognize transfer on death deeds. The owner records the deed with the county recorder during life for a fee of about $25-$200. At death, title passes to the named beneficiary automatically, bypassing probate. The deed stays revocable until the owner dies.

States that recognize TOD deeds

TOD deed availability by state
StateForm nameStatuteRecording fee
AlaskaTransfer on Death DeedAS 13.48.010$30
ArizonaBeneficiary DeedA.R.S. § 33-405$30
ArkansasBeneficiary DeedA.C.A. § 18-12-608$30
CaliforniaTransfer on Death DeedCal. Prob. Code § 5600$25
ColoradoBeneficiary DeedC.R.S. § 15-15-401$43
HawaiiTransfer on Death DeedH.R.S. § 527-1$41
IllinoisTransfer on Death Instrument755 ILCS 27/$74
IndianaTransfer on Death DeedInd. Code § 32-17-14$30
KansasTransfer-on-Death DeedK.S.A. § 59-3501$30
MaineTransfer on Death Deed18-C M.R.S. § 6-401$30
MinnesotaTransfer on Death DeedMinn. Stat. § 507.071$46
MississippiTransfer on Death DeedMiss. Code § 91-27-1$30
MissouriBeneficiary DeedR.S.Mo. § 461.025$30
MontanaTransfer on Death DeedMont. Code § 72-6-401$30
NebraskaTransfer on Death DeedNeb. Rev. Stat. § 76-3402$30
NevadaDeed Upon DeathN.R.S. § 111.655$30
New MexicoTransfer on Death DeedN.M.S.A. § 45-6-401$30
North DakotaTransfer on Death DeedN.D.C.C. § 30.1-32.1-01$30
OhioTransfer on Death Designation AffidavitO.R.C. § 5302.22$30
OklahomaTransfer on Death Deed58 O.S. § 1252$30
OregonTransfer on Death DeedO.R.S. § 93.948$30
South DakotaTransfer on Death DeedS.D.C.L. § 29A-6-403$30
TexasTransfer on Death DeedTex. Est. Code § 114.051$30
UtahTransfer on Death DeedUtah Code § 75-6-401$30
VirginiaTransfer on Death DeedVa. Code § 64.2-621$32
WashingtonTransfer on Death DeedR.C.W. § 64.80$204
West VirginiaTransfer on Death DeedW.Va. Code § 36-12-1$30
WisconsinTOD DeedWis. Stat. § 705.15$30
WyomingTransfer on Death DeedWyo. Stat. § 2-18-101$30

Recording fees are typical county rates. State surcharges and per-page fees may add cost.

States without TOD deeds

About 20 states — including New York, Florida, Pennsylvania, Georgia, New Jersey, and most of New England — do not have TOD deeds. In those states, use a revocable living trust, joint tenancy with right of survivorship, or a life estate deed to keep real property out of probate.

Related: Probate overview · Probate cost · Small estate affidavit

Common questions

What is a transfer on death deed?

A transfer on death deed (TODD, also called a beneficiary deed) lets a real property owner name a beneficiary who automatically takes title at the owner's death, without probate. The deed is recorded during the owner's lifetime and is revocable until death.

Which states allow TOD deeds?

About 30 US states plus DC recognize some form of TOD deed. Notable holdouts include New York, Florida, Georgia, Pennsylvania, and most of New England — those states use trusts or joint ownership instead.

Does a TOD deed avoid estate tax?

No. A TOD deed avoids probate, not tax. The property still counts toward the taxable estate for federal and state estate tax purposes.

Can a will override a TOD deed?

No. A recorded TOD deed passes title outside the will and probate. To change the beneficiary, the owner must record a new TOD deed or a revocation before death.