Guide
Death certificate copies: how many to order
Most families need eight to twelve certified copies. Where to order them, what they cost, and which agencies require originals.
Order ten to twelve certified copies as a baseline. Banks, brokerages, life insurance carriers, the Social Security Administration, the IRS, and most title transfers require an original certified copy rather than a photocopy. Order through the funeral home or directly from the state vital records office.
Step by step
Order through the funeral home
Most funeral homes order the first batch with the state vital records office. Add a few extra at this stage.
Order direct from vital records
If you need more later, order from the state vital records office or, in some states, the county clerk.
Use originals for institutions
Banks, brokerages, life insurance, the SSA, and the IRS each want an original certified copy. Photocopies are usually rejected.
Track who has each copy
Keep a short log so you know how many copies are still available.
Common questions
How many should I order?
Ten to twelve is a reasonable baseline. Estates with many accounts or properties may need more.
What does each copy cost?
Most states charge between $10 and $30 per certified copy.