Car title · Indiana
Transfer a car title after death in Indiana
How to retitle a vehicle when the registered owner has died, with the right forms and the typical fee in Indiana.
In Indiana, a vehicle title transfer after death is handled by the Indiana BMV using Form 44049 (Affidavit of Transfer to Heir). Bring the original title, a certified death certificate, and either letters from probate or a small estate affidavit (estates under $50,000). The typical fee is about $25, and family transfers are usually exempt from sales tax.
Quick facts
| Agency | Indiana BMV |
|---|---|
| Typical form | Form 44049 (Affidavit of Transfer to Heir) |
| Typical fee | $25 |
| TOD registration | Yes — beneficiary can retitle without probate |
| Probate often required above | $50,000 |
| Average turnaround | 2 to 4 weeks |
Fees and forms change. Verify with the Indiana BMV before filing.
How to transfer without probate in Indiana
Most families in Indiana never file a probate case for the car. Three shortcuts skip the courthouse entirely:
- Joint title with survivorship. If the deceased co-owned the vehicle, the survivor shows a certified death certificate at the Indiana BMV and the title is retitled in a single visit.
- Transfer-on-death beneficiary. Indiana recognizes TOD vehicle registrations. If the owner named a beneficiary on the title, that person brings the death certificate and existing title to the Indiana BMV — no court, no affidavit.
- Small estate affidavit. If the entire estate (not just the car) is under $50,000, the heir signs an affidavit and files it with Form 44049 (Affidavit of Transfer to Heir) at the Indiana BMV.
When none of these fit — the car is titled solely in the decedent's name and the estate is above the threshold — you'll need letters testamentary from the probate court before the Indiana BMV will retitle the vehicle.
Step by step
Gather documents
Original title, certified death certificate, photo ID, and either letters testamentary from the probate court or a small estate affidavit if the estate qualifies in Indiana.
Decide the transfer path
Indiana allows four paths: surviving joint owner, transfer-on-death beneficiary if recorded, small estate affidavit if the estate is under $50,000, or letters testamentary from probate. Pick the one that matches the title.
Complete the Indiana BMV paperwork
In Indiana the typical filing is Form 44049 (Affidavit of Transfer to Heir). Forms are free from the Indiana BMV website; most can be signed at home and notarized where required.
Pay the fee
Title transfer in Indiana costs roughly $25. Sales tax is typically waived for transfers to immediate family.
Submit and receive the new title
Submit in person or by mail. New titles usually arrive within a few weeks.
Document checklist for Indiana
Gather these before you visit the Indiana BMV. Missing one item is the most common reason a title transfer gets rejected at the counter.
- Original vehicle title. Signed on the back by the executor or heir. If lost, apply for a duplicate at the Indiana BMV first.
- Certified death certificate. One certified copy with the raised seal. Photocopies are not accepted.
- Form 44049 (Affidavit of Transfer to Heir). The core Indiana transfer form. Free from the Indiana BMV website; notarize where the form requires it.
- Photo ID of the new owner. Driver license or state ID. Must match the name that will appear on the new title.
- Proof of authority. Either letters testamentary from the probate court or a small estate affidavit (for estates under $50,000 in Indiana).
- Current registration and odometer reading. Bring the last registration card; some counties record the odometer at transfer.
- Payment for the $25 title fee. Family transfers are usually exempt from sales tax; bring proof of relationship if asked.
In short
In Indiana, bring the original title, a certified death certificate, Form 44049 (Affidavit of Transfer to Heir), photo ID, and either letters testamentary or a small estate affidavit. Budget about $25 for the Indiana BMV fee — family transfers are typically exempt from sales tax.
Common questions
Do I need probate to transfer a car in Indiana?
Not always. Indiana accepts a small estate affidavit for estates under $50,000, joint titles transfer automatically to the surviving owner, and Indiana also recognizes transfer-on-death vehicle registrations.
Which form does the Indiana BMV use?
The typical filing in Indiana is Form 44049 (Affidavit of Transfer to Heir). Combine it with the original title, a certified death certificate, and photo ID.
What does it cost?
Title transfer at the Indiana BMV costs roughly $25. Family transfers are usually exempt from sales tax.
What if the title is lost?
Apply for a duplicate title at the Indiana BMV before transferring. Most agencies issue duplicates within a few weeks.
Can I sell the car before transferring?
Not directly. Title must be transferred to the estate or heir first; the new title-holder can then sell.